Cover Referral Program

The Cover Referral Program allows registered Cover customers to reward friends with gift cards when they sign up through Cover as well as earn gift cards for themselves by making the referral.

Customers who refer a someone who does not file a claim, cancel, or lapse payment before one year of being a Cover customer, are eligible for a one-time payment of $250.

To participate, Cover customers must agree to these terms, which become part of the terms of use.


Only registered Cover account holders are eligible to refer new customers. Referral links can be can be created and sent via email or SMS from within the Cover app.

Referred Friends

Referred customers are only eligible if they have not previously had an account with Cover. A referred friend clicks on their referral link and subscribes to Cover's paid app-based price monitoring and concierge service.

Customers of Cover can receive a maximum of $500 in gift cards.

Customers who reside in Texas can only receive a $25 gift card per referral.

Referred friends that have signed up through using a valid referral link will also receive a gift card. The gift card value that they receive is clearly outlined along with additional terms shown in the referral invitation and accompanying promotional materials.

Confirmation of Gift Card

Gift cards will be sent emailed to both the referrer and the new customer once the new customer has successfully signed up via the referral link.

Multiple Referrals

If a referred friend receives referral links from multiple Cover customers, only the corresponding Cover customer of the referral link used by the referred friend will receive the gift card. Once a referred friend becomes a customer of Cover, they can become a participant in this referral Program by inviting their own friends.

Each customer can only claim the $250 bonus for referring a customer who does not file a claim, cancel, or lapse payment before one year once, regardless of how many of their referrals meet this criteria.

Termination and Change

Cover may suspend or terminate the Referral Program or a users ability to participate in the referral program at any time for any reason.