Official Contest Rules and Regulations
The $5,000 Giveaway (the “Contest”) will run from July 1, 2020 at 12:00:01 a.m. EST until 1000 auto insurance quotes are submitted (the “Contest Period”).
The Contest is open only to individuals who meet the eligibility criteria below (“Eligible Participants”):
- Subject to the exclusions in the paragraph below, the Contest is open to all individuals who are members and/or policyholders of Cover or partner insurance companies (the “Sponsor”) and are legal residents of the United States and who have reached the age of majority in their state of residence.
- The following are excluded from eligibility in the Contest: (a) employees (and persons with whom they are domiciled) of the Sponsor, their advertising and promotional agencies and any independent contest judging organization; and (b) individuals residing in the following states in which Cover does not operate: Alaska, Hawaii, Massachusetts, Virginia
HOW TO ENTER
Eligible Participants may enter through one of the following methods of entry:
- Online auto insurance quote: To earn one (1) entry into the Contest: go online to www.cover.com or download the Cover mobile app and complete an online request for an auto insurance quote. You will be entered into the Contest once you complete the information requested and scan your driver’s license. This must be your first quote when you first join cover.
- Referral program: Refer an individual who meets the eligibility criteria above and completes an online auto insurance quote. To earn five (5) entries into the Contest: go online to www.cover.com or open the Cover mobile app and send an individual (the “Referral”) a referral code who then uses the code and completes an online request for an auto insurance quote. There is no limit on how many Referrals an Eligible Participants can have.
The Contest will close once the 1000th auto insurance quote is submitted (the “Contest Closing Date”). All entries received by the Contest Closing Date will be eligible for the Grand Prize Draws. In the event it is discovered that an entrant does not meet Eligibility Criteria OR has not completed a valid method of entry, all of that entrant's entries will be void.
There will be one Grand Prize Draw held on a date announced after the Contest Closing Date for five thousand US dollars ($5000) from all eligible entries received during the Contest Period. The odds of being selected depend on the number of eligible entries submitted and received during the Contest Period in accordance with these Rules. The Random Draw will take place at 137 Noe Street, San Francisco, CA 94114, United States.
Selected entrants will be contacted by the Sponsor by mail, email, telephone and/or courier. In order to be declared a contest winner and win a Grand Prize, the selected entrant must meet the Eligibility requirements in these Rules.
In the event a selected entrant cannot be contacted by the Sponsor within 21 days of the draw, another random draw will be conducted.
Each Grand Prize of five thousand dollars ($5000) will be issued in the form of a cheque or money order made payable to the winner as his/her name appears on the winning entry. Any costs or expenses incurred by the Grand Prize winner in claiming or using the prize will be the responsibility of the winner. Prizes must be accepted as described in these Official Rules and may not be transferred to another person, substituted for another prize, or exchanged in whole or in part. Odds of winning the Grand Prize depend on the number of eligible entries received by the Contest Closing Date. Prizes must be accepted as awarded, are non-refundable and non-transferable.
This contest is subject to all applicable Federal, State and Municipal laws and regulations.
All decisions of the independent contest judging organization are final and the Sponsor and judging organization shall not be held responsible for any accident, negligence, printing, administrative or other errors that may arise or occur in connection with the contest. Entrants agree to abide by the Contest Rules and the decisions of the independent judging panel, which are final.
The Sponsor reserves the right to modify, amend or terminate this contest at any time during, before or after the Contest Period and with no obligation or liability, subject to applicable law and the consent of the applicable giveaway federal, state, and municipal laws and regulations.
The Sponsor reserves the right to ensure each winner is an active member of Cover, and that winners continue to be policyholders in good standing. If a winner does not meet the criteria, the Sponsor reserves the right to disqualify the winner.
By entering this Contest, the entrants consent to the use of their name, city of residence, video image, and/or photograph in any related publicity or Internet posting without compensation or notification.
Sponsor is not responsible for lost, late, stolen, misdirected, mutilated, illegible or postage due entries. All entries become the property of Sponsor, which assumes no responsibility for lost, stolen, delayed, damaged or misdirected entries or for any failure of the website during the Contest Period, for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, access providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof including any injury or damage to an entrant’s or any other person’s computer related to or resulting from playing or downloading any material in the promotion. Sponsor reserves the right; in its sole discretion to cancel or suspend the online portion of this Contest should a virus, bug or other cause beyond the reasonable control of Sponsor corrupt the security or proper administration of the Contest. Entries are subject to verification and will be declared invalid if they are illegible, mechanically reproduced, mutilated, forged, falsified, altered or tampered with in any way.
The Sponsor reserves the right at its sole discretion to disqualify any individual who tampers with or attempts to tamper with the entry process. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW INCLUDING CRIMINAL PROSECUTION.
Unless otherwise provided for in these Official Rules, all information obtained for this Contest will only be used for the purpose of conducting the Contest.
In the event of a dispute, online entries will be declared to be made by the Authorized Account Holder of the e-mail address submitted at time of entry. “Authorized Account Holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g. business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.
Unless otherwise specified, this Contest is governed by the laws of California and the laws of the United States applicable therein, and is subject to all applicable federal, state and municipal laws and regulations.