Select your vehicle and we'll tell you how your vehicle may affect your rates
Overall, the 2016 Toyota MIRAI is a about average in how it impacts your insurance rates.
Here’s how your vehicle affects your rate on there different types of auto insurance.
The 2016 Toyota MIRAI is about in the middle when it comes to the impact on what you’ll pay for physical damage coverage. This means that the cost of your liability insurance, which includes insurance for damage you may do to other people property, shouldn’t be significantly impacted by your choice of car.
Bodily Injury is the other component of your liability coverage. It covers the cost of medical expenses for other people who might be injured in an accident you’re responsible for. The vehicle you drive also plays a part in costs here. Compared to other vehicles the 2016 Toyota MIRAI is at the average level for its effect on premiums.
For collision coverage - the cost of repairs to your own car for damage caused in an accident - the 2016 Toyota MIRAI is about average for how it impacts your insurance premium.
When it comes to comprehensive coverage, that is, coverage for damage to your vehicle not caused in a collision the 2016 Toyota MIRAI or vehicle may have a negative effect on your premiums. This could be caused by things like a higher overall cost of the car, or the potential for more expensive repairs.
If you live in a no-fault state, and have Personal Injury Protection (PIP) on your policy owning a 2016 Toyota MIRAI will be good for your premiums. Compared to other vehicles the overall impact on your cost to insure will be lower.
If instead, you don’t live in a no-fault state, and have Medical Payments coverage, the impact on your premiums will be positive.
There are a lot of other things that influence what you pay for car insurance, so whatever car you drive, check out these tips how to save on car insurance
If you’re looking for a better rate, Cover is here to help. We'll search over 30 providers and can find you a new auto rate in a little as five minutes.
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Simply select your vehicle's year, make, and model.
We'll let you know how your vehicle affects your rate.
Use the Cover app to shop for the cheapest insurance.
What do these numbers mean?
When you select your vehicle in the car insurance calculator, you’ll see the overall insurance impact for your vehicle as a score out of five.
This meant to give you an idea of what kind of impact your vehicle could have on your premiums relative to other vehicles you could be driving. This is a score relative to other vehicles, so if your car gets a top rating, it’s in the top 20 percent of cars.
You’ll then see this rating broken down by six different types of insurance, Property Damage Liability, Bodily Injury Liability, Collision, Comprehensive, Medical Payments, and Personal Injury Protection.
You vehicle can affect all of these types of insurance in different ways, from the inclusion of certain safety features, to the relative cost of the car.
How does the car insurance calculator work?
Cover analysed the rating factors for every vehicle in the last eight years, for the key types of insurance: Liability, Collision, Comprehensive, PIP and Medpay.
Based on these rating factors we grouped cars by these different types of insurance to show you whether your car would help lower your premiums for that type of insurance compared to other cars out there.
Will this be reflected in the rate that I pay?
The only car insurance calculator that matters is the quotes that you get from insurance companies — and there are a lot more things that will determine your rate than your car.
Your age, zip code, driving history, claim history, will all play a part. Even things like your credit score or marital status might have an impact.
Whatever car your drive, these things will also raise or lower your rate.