Select your vehicle and we'll tell you how your vehicle may affect your rates
Overall, the 2011 Smart FORTWO is an excellent vehicle for your insurance rates.
Let’s take a closer look at how it affects the different types of auto insurance.
For the physical damage component of your liability insurance the 2011 Smart FORTWO does well compared to other models. This means that the cost of insurance you require for costs for things like damaging another drivers vehicle, should be a little lower than they should otherwise be.
The other part of your liability coverage is for bodily injury — the medical expenses of other people who might be injured in an accident you’re responsible for. The type of vehicle you drive can also impact your cost here. Overall, the 2011 Smart FORTWO is a good car for helping keep the premiums for this past of your car insurance down.
If you’re adding collision coverage to your policy, to take care of damage to your car, the good news is that if you own a 2011 Smart FORTWO, your rate should be lower relative to many other vehicles, all things being equal.
When it comes to comprehensive coverage, that is, coverage for damage to your vehicle not caused in a collision the 2011 Smart FORTWO or vehicle may have a negative effect on your premiums. This could be caused by things like a higher overall cost of the car, or the potential for more expensive repairs.
If you live in a no-fault state, and have Personal Injury Protection (PIP) on your policy owning a 2011 Smart FORTWO will be good for your premiums. Compared to other vehicles the overall impact on your cost to insure will be lower.
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Whatever car your drive, these things will also raise or lower your rate.